Factors affecting the geographical distribution of commercial banks in Lebanon: an analysis of the need for further branch banking in Aley

Abstract

This research assesses the economic justification for establishing additional commercial bank branches in the Caza of Aley. The study is limited to the top-ten rating commercial banks in the country, which are determined according to specific criteria. The geographical centralization of commercial banks in beirut and its suburbs is evaluated given population and economic activity. Besides, factors encouraging the geographical spreading of economic activity over the Lebanese territory are considered. As to the economic potential of Aley, it is analyzed in light of the return of the displaced and the regaining of economic activity. And finally, the attitude toward branching in Aley is probed through questionnaires distributed to the leading commercial banks.